Can I Check My CIS Payments Online?

At Contractwise, we’re experts in all aspects of the Construction Industry Scheme.

Helping to protect contractors and subcontractors, payroll audits and ensuring CIS compliance, we make sure you do not face a costly HMRC reclassification risk.

If you’re a subcontractor in the UK working under the Construction Industry Scheme (CIS), you may be wondering if you can check your CIS payments online.

The short answer is yes!

Keeping track of your CIS deductions, payments and tax records is essential to ensure compliance with HMRC and managing your finances effectively. In this article, we’ll explore how to check your CIS payments online, where to find your CIS details and provide an in-depth explanation of how the Construction Industry Scheme works.

Read on to find out more…

Can I Check My CIS Payments Online?

Yes, you can check your CIS payments online through HMRC’s handy online services. HMRC provides a useful online portal where subcontractors and contractors can easily access their information about CIS deductions, verify tax payments and manage their accounts.

For subcontractors, this means you can confirm the CIS deductions from contractors and ensure all payments are correctly recorded before submitting your Self Assessment tax return.

For contractors, you can easily review CIS tax deductions submitted to HMRC and ensure all payments are processed accurately for your subcontractors.

By using HMRC’s online services you can:

• Check CIS deduction statements

• View your CIS payment records

• Verify contractor- submitted deductions

• Track payments made to HMRC

• Ensure compliance with CIS tax regulations

Now, let’s delve deeper and take a step-by-step look at how to check your CIS payments online.

How To Check CIS Payments Online?

Checking your CIS payments online is very simple. All you need to do is follow the steps below:

Register For an HMRC Online Account

First, go to the HMRC website. Then, select ‘Sign in to HMRC services’ or ‘Register for HMRC online services’ if you don’t yet have an account. If you need to create an account, follow the onscreen instructions and link it to your CIS details.

Access your CIS Records

Once your HMRC account is set up and linked to CIS you’ll be able to log in to HMRC’s online services. Navigate to ‘CIS deductions’ or ‘CIS payments’ and you will then be able to view detailed records of CIS deductions and tax submissions.

Verify Your Payments

Compare your CIS deduction statements from contractors with your HMRC records. Ensure all payments and deductions align with your Self Assessment tax return. Then, contact your contractor or HMRC if you notice any discrepancies. By following these steps, you can easily track and manage your CIS tax payments online.

How To Find My CIS Details

If you’re registered under CIS, you’ll need to access key details when using online services. This includes:

• Your Unique Taxpayer Reference (UTR) number

• CIS deduction statements from contractors

• National Insurance number (NI)

• Government Gateway credentials (for HMRC login)

Finding your UTR Number

Your UTR number is a 10-digit identifier used by HMRC to track your tax records. You can find it by:

• Checking previous CIS statements or HMRC correspondence

• Logging into your HMRC online account

• Calling HMRC’s Self Assessment helpline if you still can’t locate it

Finding CIS Deduction Statements

Each contractor should provide you with a CIS deduction statement that details the tax they have deducted from your payments. You can:

• Request copies from your contractor if you’ve misplaced them

• Download them from HMRC’s online portal if your contractor has submitted them correctly.

Government Gateway Login

To check your CIS records online, you’ll need a Government Gateway account. Once this is setup, you’ll be provided with a username and password to log in. If you’ve forgotten your login details you can recover them by:

• Using the ‘Forgot password’ option on the HMRC website

• Retrieve credentials from previous HMRC letters or emails

Having easy access to these details ensures that you can verify CIS deductions, avoid tax discrepancies and submit an accurate Self Assessment tax return.

What is CIS?

The Construction Industry Scheme, commonly referred to as CIS, is a tax deduction scheme introduced by HMRC in the 1970s to regulate tax payments in the UK construction sector. It requires contractors to deduct money from subcontractors’ payments and send it to HMRC as an advance payment towards their income tax and national insurance contributions.

CIS applies to businesses and individuals working in construction-related activities including:

• Contractors: Companies or individuals that hire subcontractors for construction work.

• Subcontractors: Self-employed workers or businesses carrying out construction work for contractors.

• Other parties: Property developers and other firms engaged in significant construction, repairs, demolition and site preparation.

How does CIS work?

For Subcontractors:

• Contractors deduct 20% from payments (if registered) or 30% (if unregistered).

• These deductions count as advance tax payments.

• Subcontractors must declare their income through Self Assessment.

• If too much tax has been deducted, subcontractors can apply for a refund.

For Contractors:

• Contractors must verify all subcontractors before making any payments.

• Deduct CIS tax (20% or 30% depending on registration) and submit it to HMRC.

• File monthly CIS returns detailing payments and deductions.

• Keep records for at least three years.

There are a whole host of benefits of the Construction Industry Scheme including:

• It helps you avoid large tax bills at the end of the year as payments are automatically made.

• CIS deduction statements can be used as proof of tax paid.

• Being part of CIS makes you eligible for tax refunds if over-deductions occur.

• It ensures compliance with HMRC is maintained and penalties are avoided.

HMRC’s online services provide an easy way for everyone engaged in the scheme to check CIS payments online, verify tax deductions and manage financial records effectively.

Regularly reviewing your CIS records ensures compliance, prevents discrepancies and helps you maximise your tax. And with the support of Contractwise, we can make everything even easier. Our range of CIS services gives you peace of mind and ensures you don’t have to worry about a thing. Simply contact our team today to find out more.